Finance

Finance

Which Bank, which Lender, what type of loan, what rate, fix it or mix it or what are the real fees?

Whether you are buying your first home, refinancing an existing mortgage, consolidating debt or looking for a loan for an investment property, our experienced finance partners can provide a short list of loans that are both competitive and suitable to your personal circumstances and guide you through each stage of the application and settlement process.

Solution for your home loan requirements with a wide range of home loan services.

BASIC HOME LOAN
A no-frills loan with a low variable interest rate and little or no fees.

LINE OF CREDIT
A pre-approved limit which can be borrowed in part or in its entirety.

SPLIT LOAN
A loan which manages risk and is split between fixed and variable interest rates.

INVESTMENT LOAN
A tax-effective loan for investors.

INTRODUCTORY RATE HOME LOAN
A lower initial rate for those looking to minimise payments in the short term.

REDRAW FACILITY
A feature which allows you to make additional repayments to reduce the loan amount and minimise the interest, with the option to redraw those additional funds at any time.

OFFSET ACCOUNT OR ALL IN ONE ACCOUNT
An account which combines your loan, savings, credit and cheque accounts which is intended to minimise the loan amount and thus reduce the interest payable.

CONSTRUCTION LOAN
Access funds as they are required at the various stages of building.

FIRST HOME BUYERS LOAN
Ease into the repayments and the costs of buying a first home. Our finance professionals can assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions.

BRIDGING LOAN
For when you need to access funds for a limited time only. This type of financing usually is a result of an overlap of two properties.